Free tools & templates
Calculators for your decisions in Quebec — net salary, taxes, budget, mortgage — and ready-to-use templates: Quebec CV, emails, cover letter. Everything is free and without registration.
Most used
- Net salary calculatorHow much of your gross pay is left once taxes and deductions come off?open
- Rent increase calculatorEstimate the rent increase suggested by the TAL for 2026 and compare it to your landlord's proposal.
- Monthly budget calculatorPlan a realistic monthly budget for life in Quebec.
- Child benefits calculatorEstimate the Canada Child Benefit and the Quebec Family Allowance based on your income.
- Residency days calculatorCheck your eligibility for PR-card renewal (730 days) and citizenship (1,095 days).
- Quebec CV builderFill in the form, see the live preview, download the PDF.
Quick answers
Three everyday calculations, right here. Open the full calculator for the details.
$9.00Total $59.00
Price with taxes
Full calculator$114.98GST $5.00 · QST $9.98
Hourly → yearly
Full calculator$45,500at 35 h/week · 52 weeks
Net salary
How much of $60,000 do you actually keep?
All 18 tools
Money & taxes
6 toolsUnderstand what you really earn and what you owe.
- Net salary calculatorHow much of your gross pay is left once taxes and deductions come off?
- Currency converterConvert between currencies at recent rates.
- Sales tax calculator (GST/QST)Add GST (5%) and QST (9.975%) to a price, or find the price before taxes.
- Tax refund estimatorCompare the tax withheld on your slips to the tax due to estimate your refund.
- Hourly ↔ annual wage converterConvert an hourly rate into annual, monthly, and weekly salary, and vice versa.
- Compound interest calculatorSee your savings grow with an initial deposit, monthly contributions, and compound interest.
Housing
5 toolsWhether you are renting or buying, calculate your housing decisions.
- Monthly budget calculatorPlan a realistic monthly budget for life in Quebec.
- Mortgage calculatorEstimate your payments and borrowing capacity based on price, down payment, and rate.
- Welcome tax calculatorEstimate the property transfer duties to pay when purchasing your property.
- Rent increase calculatorEstimate the rent increase suggested by the TAL for 2026 and compare it to your landlord's proposal.
- Cost-of-living comparatorCompare the cost of living between two cities or two scenarios, item by item.
Family & work
4 toolsThe amounts that make a real difference for your household.
- Daycare cost estimatorCompare the monthly cost of a CPE space and a private daycare, tax credit included.
- Child benefits calculatorEstimate the Canada Child Benefit and the Quebec Family Allowance based on your income.
- Employment Insurance estimatorEstimate your Employment Insurance benefits (55% of salary, up to maximum) and their duration.
- Parental leave calculator (QPIP)Estimate your maternity, paternity, and parental benefits according to the chosen plan.
Settling in
3 toolsThe little everyday calculations when you arrive.
See also: our templates
Your questions about the tools
Answers to the questions readers ask most often about our free calculators.
Which tool tells me how much I will actually take home?
The Net salary calculator: it takes federal and Quebec income tax and your QPP, QPIP and EI contributions off your gross salary, and shows your net pay per year, per month and per pay. If the offer is hourly, start with the Hourly ↔ annual wage converter.
What are these tools for?
To prepare real decisions in Quebec: knowing your net salary before accepting a job offer, checking whether a rent increase is reasonable, estimating daycare costs, building a budget, calculating the welcome tax before buying a home, or counting your residency days before applying for citizenship.
Are they free? Do I need an account?
Yes, they are all free and work without an account or signup.
Are the results reliable?
They are estimates based on the published rules and rates; the tax tools use the 2026 rates. Your real result depends on your situation (deductions, credits, special conditions) and may differ. For an important decision, confirm the amount with the agency concerned, such as Revenu Québec or the Canada Revenue Agency.
Where do the numbers come from? Are there sources?
Most tools have a “Sources and references” section at the bottom of their page that links to the official pages used for the calculation (Government of Quebec, Revenu Québec, Government of Canada, etc.). The currency converter uses exchange rates fetched automatically online; they are indicative only.
What is the difference between tools and templates?
Tools calculate a number: net salary, taxes, budget, mortgage. Templates are ready-to-adapt texts: Quebec CV, emails, cover letter, phone scripts. See all templates.
Does the calculation take my personal situation into account?
The tools apply the general rules. The Net salary calculator, for example, only counts the basic personal amount: it does not account for RRSP or pension contributions, union dues, credits for a spouse or children, childcare costs or medical expenses. If any of these apply to you, your real amount will be different.
Are the amounts I type saved?
The calculation runs in your browser: the amounts are not sent to a server to be calculated. A few tools (net salary, budget, daycare cost, residency days) keep them on this device so you find them again next time. You do not need an account.