How much does a month in Quebec cost?

As a rough guide: a 3½ apartment rents for $1,300 to $1,800/month (it varies a lot by neighbourhood), Hydro-Québec costs $50 to $120/month (peaking in winter from electric heating), home internet $60 to $90/month, a cellphone $35 to $60/month with budget brands like Fizz or Public Mobile, groceries $400 to $700/month for one person and $700 to $1,200 for a couple, the monthly STM pass around $100, and car insurance $80 to $150/month for newcomers (less after 3 years).

Fill in only the categories that apply to you: no car, skip the transport lines; no kids, skip daycare. Empty fields don't count. Use realistic monthly averages: for Hydro, which changes with the seasons, take the annual total divided by 12; for groceries, which fluctuate, take the median.

This calculator ignores one-time costs like deposits, furniture or first-year-newcomer expenses, and one-off annual costs like vehicle registration, taxes or vacations (divide them by 12 to add them to the month). It also doesn't include daycare fees, taxes and source deductions, or inflation: 2026 prices won't be the same in 2027.

Compare your total with typical Quebec salaries. A typical 2-person household in Montreal needs about $3,500/month net to live comfortably, or $60,000 to $70,000 gross combined. To find out which gross salary covers your lifestyle, use the net salary calculator.

Daycare fees are not included in this budget. Use the dedicated daycare cost estimator to estimate them, then add the monthly amount to your budget.

No. The calculation runs entirely in your browser: no information is sent to or stored on our servers.