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Family Allowances in Quebec and Canada: CCB and QFA

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Family Allowances in Quebec and Canada: CCB and QFA

Financial aid for families with children: CCB, Quebec family allowance, and more.

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1.Two stackable allowancesContents ▾
By Vieauqc AIUpdated October 19, 20265 min read

1. Two stackable allowances

In Quebec, families with children receive two stackable allowances:

2. The Canada Child Benefit (CCB)

The CCB is a monthly and non-taxable amount paid for each child under 18. The amount depends on your net family income. Check current figures on the Canada Revenue Agency website.

3. The Quebec Family Allowance

The Quebec Family Allowance is added on top of the CCB. It includes:

  • A base amount per child
  • A single-parent supplement
  • A school supplies supplement paid in July

Use our family allowance calculator to estimate the amounts you'll receive based on your family income.

4. How to register

For the CCB: you must apply the first time. If your child is born in Quebec, request the CCB on the birth registration form. If you arrive in Canada with your children, send form RC66 with Schedule RC66SCH (your status in Canada and your income) to your tax centre (CRA). A temporary resident is eligible for the CCB after living in Canada for the 18 months before applying, with a valid permit in the 19th month (who can apply). After that, file your tax return every year: the amount is recalculated from it each July.

For the Quebec Family Allowance: apply to Retraite Québec, online if you or your spouse has a SIN, otherwise with the paper form. Eligible: citizens, permanent residents, protected persons, and temporary residents who have lived in Canada for the past 18 months; someone still waiting for protected-person status (an asylum claimant) is not eligible (Retraite Québec).

4 bis. Both allowances at a glance

The two allowances are distinct and stackable. Compared on the key parameters (2026-2027 benefit year for the CCB; 2026 figures for Quebec's allowance):

Both allowances are progressive — amounts decrease above the thresholds shown, and both are re-indexed every year.

ParameterCCB (federal)Family Allowance (Quebec)
Level of governmentFederal (CRA)Provincial (Retraite Québec)
Maximum / child (under 6)~$8,157/year~$3,068/year (+ $1,077 for a single-parent family)
Maximum / child (6 to 17)~$6,883/year~$3,068/year (+ $1,077 for a single-parent family)
Threshold for maximumAdjusted net income under $38,237Family income of $60,000 or less (couple) / $44,000 or less (single parent)
TaxableNoNo
FrequencyMonthly (~20th)4 times a year (January, April, July, October) · monthly on request
RegistrationApply the first time · then a tax return every yearApplication to Retraite Québec

5. When do payments start?

The CCB is paid every month, usually on the 20th. The first payment arrives once your application is processed; the CRA publishes its processing times by application method.

The Quebec Family Allowance is paid four times a year, in January, April, July and October. You can ask to receive it monthly instead: payments are then made on the first business day of each month. If you were already eligible before applying, Retraite Québec can pay up to 11 months retroactively.

6. Subsidized childcare

Quebec offers subsidized daycares at a reduced rate. Register your child once born on the Portail d'inscription aux services de garde (formerly La Place 0-5): only children already born can be registered, and spaces are allocated by the desired date of entry into childcare rather than by registration date.

To compare the monthly cost of a place in a CPE and a private daycare, tax credit included, use our daycare cost estimator.

7. Frequently asked questions

The most common questions on family allowance: amounts based on income, shared custody rules, allowance during maternity leave, signing up before baby's SIN arrives, and payment suspensions.

How much will I receive based on family income?

Both allowances are progressive:

  • CCB (federal): a maximum of about $8,157/year per child under 6 and $6,883/year per child 6-17 when family income is under $38,237 (2026-2027 benefit year).
  • Family Allowance (Quebec): adds up to about $3,068/year per child when family income is $60,000 or less for a couple, or $44,000 or less for a single parent, who also gets a supplement of up to $1,077 (2026 figures).

For an amount that fits your situation, use our family allowance calculator.

How does it work with shared custody?

In shared custody — each parent has the child between 40% and 60% of the time — each parent receives 50% of the CCB they would get with full custody, calculated on their own family income (CRA).

Tell the CRA and Retraite Québec the date shared custody starts. If you have the child more than 60% of the time, you alone receive the Quebec Family Allowance and the CRA treats you as having full custody; under 40%, you are not eligible (Retraite Québec).

Will I continue to receive the allowance during maternity leave?

Yes — the family allowance and QPIP/maternity benefits are independent. The allowance continues based on the previous year's tax return.

A lower income because of leave can increase your allowance the following year (after you file taxes), since the calculation is based on the previous year's family income.

Can I register before receiving baby's SIN?

Yes — you don't need to wait for the baby's SIN. If the child is born in Quebec, the birth declaration is enough: enrolment in the Quebec Family Allowance is automatic, and so is the CCB application if you tick your consent on the declaration form.

If your application comes later, Retraite Québec can pay the Family Allowance retroactively, up to 11 months.

Why have my allowances been suspended?

Common causes:

  • Tax return not filed on time (the most frequent — file every year, even with zero income)
  • You lost the eligible status, or left Quebec or Canada
  • Child reached 18
  • Address change not updated
  • Shared-custody arrangements modified

Check My Account at Retraite Québec or the CRA to see the specific reason.

8. See also

Related guides may be useful:

9. Official sources

For official information:

By phone: Retraite Québec at 1 800 667-9625; Canada Revenue Agency (benefits) at 1-800-387-1193.


Author's Note: These allowances really change young families' lives. Don't miss any months. Phone services exist in both French and English — don't hesitate to ask for help.

This guide is provided for informational purposes only and does not replace legal or professional advice. Verify your situation with the relevant official bodies before taking any action. Learn more →

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