Just arrived
Your first actions, in order. From day 1 to the end of your first month.
~2–3 weeks · 6 steps
La Vie au Québec
Simplifiez votre vie au Québec · Simplify your life in Quebec
vieauqc.com
Just arrived
Your first actions, in order. From day 1 to the end of your first month.
Order matters: no SIN → no bank ; no bank → no signed lease ; no lease → no health card.
Plan 2–3 weeks for the 6 steps — bring your identity documents on arrival.
Phone and transit can be sorted in parallel once you have an address.
Valid province-wide — each step links to its full guide.
- 1
DAY 1–2
SIN — Social Insurance Number
Without a SIN, you can't work, open a bank account, or receive any government benefit. This is the very first step to take.
⏱ 30–45 min · in person at Service Canada
Read the SIN guide - 2
WEEK 1
Open a bank account
Required to receive your paycheck and pay rent. Bring your SIN, passport, and a proof of address — even a temporary one.
Compare banks - 3
WEEK 1–2
Permanent housing
A permanent address unlocks RAMQ (health card), the driver's license, and school registration. Most newcomers rent first — the Quebec lease (bail) is 12 months by default, so read it carefully before signing. Buying usually comes later, once your Canadian credit is established.
Sign a Quebec lease - 4
WEEK 2–3
RAMQ — Health insurance card
Quebec's public health insurance card. Bring your proof of permanent address on the day you apply.
Apply for RAMQ3-month waiting period for new permanent residents — submit your application as soon as you have a permanent address.
- 5
FIRST WEEKS
Phone and internet
A Canadian phone plan and home internet: needed to work, handle online procedures, and stay in touch. Prices vary widely between providers — compare before you commit.
Choose a phone plan - 6
FIRST WEEKS
Public transit
Each major city has its own transit network and reduced-fare card: STM in Montreal, RTC in Quebec City, RTL in Longueuil, STO in Gatineau, exo in the suburbs. Get your city's card as soon as you settle in.
Find your city's network
What's next?
You've finished settling in. Here's where to go next.
